Drivers could point to their clean records when seeking car insurance, indicating they avoid reckless behaviors. Not every driver operates a vehicle safely, so careful motorists should learn about the risks they face on Kentucky roads.
The common reasons for vehicle collisions
Car accidents may occur for many reasons, including pulling out of a parking spot without looking or changing lanes without using a turn signal. Such incidents may not be the most common, as other causes more frequently contribute to accident statistics.
Speeding stands as one of the most common reasons for vehicle collisions. Drivers who travel too fast might not pick up on changes in road conditions, such as a car that brakes unexpectedly or stalls. Speeding makes it harder to stop in time, adding to its dangers. Those who speed during inclement weather may hydroplane and crash. So, speeding remains a highly negligent driving behavior.
Drunk driving presents significant road dangers, as many people lose their lives in DUI-related collisions. Intoxicated drivers suffer from cognitive and reaction deficiencies that undermine their ability to operate a vehicle safely. Some drivers could react erratically when the police attempt to pull them over and try to escape. A speeding and intoxicated driver may cost people their lives.
Distracted driving is probably far more common than drunk driving or speeding. People may suffer numerous distractions, some of their making. Texting or eating while driving takes attention from traffic and pedestrians, contributing to hazards.
Accidents and liability
The responsible party may face a personal injury lawsuit if negligence plays any role in motor vehicle accidents. Even third parties, such as the manufacturer, could face a claim if they are liable in some way.
Liability insurance coverage may pay for the victim’s losses. Still, some victims might sue above the policy limits in some instances.